For the people finance has never served, and for those it no longer serves.
It gives each of them back a sovereignty over their own money, written into the code so it cannot be taken away again.
A cooperative bank no power can betray. Not even me.
- Current block
- —
- Network
- Testnet
- Reserve behind credit
- 333% behind every loan, a margin against collapse
- Humanitarian share
- 5% beyond the reach of the vote
An infrastructure for the world, with no one left out.
Not a company, not a product. A cooperative bank whose rules — who gets served, how the reserve holds, that one human is one voice — rest on no one's trust. They are written into the code that runs the network: verifiable by anyone, out of reach of anyone who would change them in silence.Me included.
Crypto promised to make you sovereign. You already know what it built instead: the big coin became something to bet on, held by the same institutions it was meant to get you around, and the stable money everyone trusts is just an account a company can freeze the day a government asks.
EgalChain does not move that problem somewhere new. It goes back to the original promise — a sovereignty over your money that no one can take from you — and this time writes it into the code, so no one can confiscate it again.
Counting people without watching them.
EgalChain did not start from zero. It is a fork of Monero, the privacy technology the institutional world boycotts precisely because it works. It inherits the cryptography that keeps who-pays-whom private: ring signatures, stealth addresses. The network runs without looking over your shoulder.
That is what makes three things possible no bank offers you. You prove you are a unique human, but your vote stays anonymous: you are counted once, and the network records only which country you voted from, never your name. Your money, your accounts, your life stay yours; your individuality is not a product to be sold. And a donation to a sensitive cause, made by someone who would be at risk if seen, cannot be traced back to them: the network knows only an anonymous code. The cause is funded, the giver protected.
Four things, already on the chain. The public network opens after the external audit.
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01
Weigh in on a global decision. From anywhere, even watched.
A question asked once, that stays open. You prove you are a unique human — by your passport, or by three witnesses if your country cuts you off from the world registry — and then you are counted once, and only once: your country travels with the vote, never your name. No committee decides who gets to speak.
Once the public network is open, the result can no longer be erased: not by a state, not by me.
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02
Prove a document existed, before someone makes it disappear.
You write a file's unique fingerprint into a registry no one can alter, with the date. The file never leaves your device — only its fingerprint is recorded, tied to your country. The day a regime seizes your computer and denies the proof ever existed, the trace itself is on thousands of machines.
The network keeps the proof that a document existed at a date — not the document itself, which stays with you and the storage you choose.
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03
Fund a project without asking anyone's permission.
The fund looks at how many people back a project, not how much each one gives. Three thousand people who give five euros each can draw a larger match than one donor who gives fifty thousand — because the common fund tops up in proportion to how many distinct people stand behind it, not how much each gives. The rich do not weigh more than the crowd, and it is the arithmetic of the block that says so, not a committee.
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04
Borrow when no bank would lend to you.
A bank asks you to prove you don't need it. Here, it is enough for six people to say "I answer for you" — and the protocol draws from them, block by block, what they pledged, so your word holds, up to an amount it keeps within what the network can actually back. No file, no statements, no income test. The rate applied is the median of the six offers, never the greediest.
Who runs the network, and what it gives back.
EgalChain is mined on an ordinary computer, not on machines that cost a fortune: no one can buy a monopoly on money creation with specialised hardware. On each coin, the finder keeps only a third; the rest sustains the community — cooperative credit, the shared dividend, the humanitarian fund. And a miner can do more than secure the network: answer for a borrower no one would finance, set a rate, back several loans. But if the borrower does not repay, it is the guarantor who pays — a role that carries real risk, not an investment.
The EGL a miner creates is the reserve asset that backs all the everyday money. Its issuance falls by about five percent a year, down to a small floor that keeps paying for the network's security forever. The rate of new coins fades; the coins themselves never stop, so the supply keeps rising very slowly, with no hard ceiling. Its value comes from what it does in the network. I will not promise you a price: an honest institution shows you its foundations. It does not sell you a way in.
EgalChain is not a product for traders.
It is for people whose lives are shaped by monetary decisions they do not make — made by people they don't know, in institutions that don't represent them and never pay the price.
The mother in Nigeria whose savings halved in a year, because the naira is collapsing and no one asked her.
The Argentinian who can't borrow to open a shop: no bank lends at a sustainable rate in an economy running 300% inflation.
The Senegalese worker in France who sends money home and loses 7% on every transfer, to intermediaries he can't verify.
The citizen of a watched country who wants to weigh in on a global decision without revealing who she is.
The journalist, the whistle-blower who has to show a file was real, while a government is trying to bury it.
Why it is built this way.
Three rules depend on no one's goodwill. A fork could always leave with another version — but in the open, never by changing a number in silence.
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5% HUMANITARIAN · 10% DIVIDEND
The share of the weakest cannot be voted elsewhere by any majority.
Five percent of every block goes to the humanitarian fund, ten percent to a shared dividend. These two are not even on the list of votable things. I carved the share of the poor into the compiler, not into our good intentions, so that no majority, no governor, no future version of myself could ever vote it elsewhere. The split between the miner and the community does stay adjustable by the community, within bounds the code refuses to cross.
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LENDING RESERVE FLOOR = 333%
The compiler refuses to produce a binary that would dilute the reserve.
The stability of the money is mathematical, not political. When ES is created by a loan, the protocol demands more than three times its value in EGL, locked in reserve behind it — a deliberate margin, so that even a wave of unpaid loans can't break the money. Why so much? Because a bank that lends more than it can cover is exactly how trust collapses; here the cushion is not a policy, it is a floor the compiler enforces — lower the coverage beneath it and the software refuses to build, there isn't even a version to download. Even a 75% vote hits that floor.
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ONE VERIFIED HUMAN = ONE VOICE
No fortune, no stack of accounts weighs more than one human.
The passport is verified by the network itself, not by a third party. And in the code there is no "this one counts more" field: the same record for everyone, from the biggest miner to the newcomer. I removed that field not out of virtue, but because an institution with no privileged class has no one to corrupt.
EgalChain needs your judgment.
The protocol holds because people verify it, contest it, testify on it. No one decides in your place.
The best-documented projects, with the most verifiable proofs and the most people vouching for them, can be scams just as easily as the ones that deserve a Nobel Peace Prize.
I place no limit on what can be proposed — but I plan to promote the projects whose good will can be shown. A project can choose to keep a transparency trail: photos, bills, the infrastructure, every euro traced to where it went — and projects that keep it are shown first, not given more. The door stays open to anyone; the spotlight is earned.
Until then, I trust you to follow your instinct: choose what feels right, real, and answers real problems you can help fix.
At mainnet, this page will list everything waiting for a human hand.An identity revocation to contest. A project that fifty verified people, from at least two countries, must validate before it receives a cent from the humanitarian fund. A testimony to re-read. A cooperative to recognise.
Why the code isn't public yet.
The test network already runs, and its server answers read queries at testnet.egalchain.xyz — you can query it now. The signed node binaries will arrive with the key ceremony, so you can verify what you are running.
But the source code and the whitepaper stay closed until the external audit and a stabilised public network. I'd rather tell you the real reason, plainly: until the protocol is proven, I don't want its foundations taken — the guaranteed reserve, the proof a human is unique, the governance — broken, and used to deceive people by impersonating what I'm building.
The day EgalChain stands on its own, everything opens. Not before.
Honestly, what's left.
- NetworkTestnet. The public network opens after the external audit.
- Passport identityBuilt and tested, but dormant until launch — today's test network runs a stripped-down version with no real cryptographic check.
- FrontendUnder construction — you're looking at the building site.
- Mobile app2026.
- WhitepaperThe document that explains the whole protocol: final review before publication.
- External auditNot yet started. It's the last step before the public network.
What you can already check.
The whitepaper and the code will come with the audit. In the meantime — without having to trust me.