EgalChain is a cooperative cryptocurrency with a humanitarian fund built in. Mine with your CPU, verify your identity, vote on World Polls, document with EgalWitness, fund projects with EgalFund — all governed by its users.
The guarantee fund protects borrowers against defaults. It auto-refills from 7% of treasury per epoch. When it exceeds 2× active loans, the surplus is burned (deflationary). If below 15% of loans, lending is paused for 6 hours.
Peer-to-peer banking lets miners co-fund credit for each other (or non-miners, through an Offer). Each loan is sponsored by 6 miners; the median proposed rate becomes the effective rate. 90% of interest goes to the sponsors, 10% to a dedicated peer-to-peer guarantee fund. These stats populate once the network exposes the relevant fields.
Where the network needs you
EgalChain has no board and no head office. The rules, the credit, the projects it funds — they move when the people who use it decide. This page gathers, in one place, every open decision you can take part in right now. Some need a verified identity; some need mining history; some belong to roles you may not hold. We say plainly which is which.
Nothing here is rushed and nothing here pays you. Read, judge, and act when you are ready.
These have a vote or a stake you can cast directly. A buffered action shows pending until the next block confirms it — never a premature "done".
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The network has no list to browse for these, so we won't pretend one exists. Open the right tab, or paste the reference you already have.
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Verified miners vouch for the humanitarian projects and organizations the cooperative fund supports.
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These approvals belong to keyholders entrusted with settlement safety. They are shown here for transparency — a normal wallet cannot sign them, and we won't show you a button that does nothing.
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Every block you mine creates wealth for the entire community, not just you. The reward is split: 33% to the finder (you), 52% to the community pool (all miners share), 10% to dividends (distributed equally), and 5% to the matching pool (humanitarian funding). No single miner can take more than 25% of epoch dividends (anti-centralization cap). Governance votes use quadratic weight: the square root of your shares, so no whale dominates.
The network is mined by the server while it runs on the test network. Mining from your own machine is not open yet, and that is on purpose. The way it works today asks you to run a separate wallet from the one in this app, with the rewards landing somewhere your browser does not hold — which earns you coins you cannot easily use. Before I open it to everyone, there will be a small piece of software that mines straight into the wallet you already have here. Until that exists, mining alone is more trouble than it is worth.
So it stays paused until it works the way it should: at the public network, or sooner if a partner needs the binaries to run their own tests. Everything else in this app already works — convert, borrow, stake, vote, witness, fund — without mining anything yourself.
Two currencies work together. EGL is the reserve — mined and scarce. Egal-Stable (ES) is the usage currency, issued against EGL reserves and not pegged to any national money. Borrow ES against your mining activity — cooperative lending sits behind a 333% reserve coverage floor — and loans repay themselves automatically from your rewards.
Your score starts at 0. Repay a loan to advance to the next level. Interest rate: 6-8% for everyone — the score gives you higher borrowing CAPACITY, not cheaper rates. If you have paid enough interest historically, collateral is waived (Option B). The 6% floor eliminates carry trade and makes the credit system self-sustaining.
The 6% floor is the anti-carry-trade minimum — you cannot borrow cheaper than the staking yield + 0.1%. The score gives you larger loans and removes collateral, not cheaper rates.
Lock EGL as collateral to enable borrowing. Your vault is released when the loan is repaid.
A permanent, on-chain opinion registry. One passport, one vote, per country. Polls never close, and anyone can recompute the tally straight from the chain. And the question is yours to put — no editor stands between what you ask the world and what it answers.
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EgalChain isn't just a cryptocurrency. It's a toolkit for global citizen action. Here's what each piece does — and how they work together.
Reads your passport on your own device — your name, photo and birthdate never leave it — and keeps just a one-way fingerprint and your country.
That's all it takes to stop one person voting as ten. Nothing else about you is stored.
Only the fingerprint and your country are recorded on the network. No biometrics, no tracking.
Anyone with a verified identity can put a question to the world and see how each country answers — and the polls never close.
The tallies sit on-chain, so you can recompute them yourself. No editor stands between the question and the count.
Results are recorded on-chain and broken down by country, and anyone can verify the tally independently.
Drop in a file; its fingerprint is timestamped on-chain with your country and the exact block. The file itself never leaves your device.
A journalist under threat, an activist documenting abuse, a researcher publishing early — each can later prove the document existed at that moment.
The document's fingerprint is stored on-chain with the author's country and the exact block. You can attach a poll to it.
Funds projects by the number of backers, not the size of the cheque. Two hundred people each giving a little draw a far larger match than one large donor.
And because every backer is a verified person, fake accounts can't tilt where the money goes.
Matching uses quadratic funding — broad support counts more than a few large gifts. The pool is fed by 5% of every block reward.
Each tool works on its own. Together they close a loop: someone documents a problem, the world weighs in, money flows toward a solution, and the result is timestamped on-chain. Then it begins again.
Poll: The witness triggers a poll: "Should aid prioritize higher education in Africa?" Mali votes 94% Yes. France 67% Yes. 47 countries weigh in.
Fund: A project is created: "First engineering school in Bamako." 3,200 contributors from 47 countries. Quadratic matching turns 500K ES into 2.3M ES.
Impact: Six months later, a new witness timestamps the enrollment of 120 students. A new poll: "Replicate in Senegal?" The cycle restarts.
Timestamp a document on the blockchain. The file itself is never stored — only a one-way fingerprint (SHA-256), proving it existed at a specific time, linked to your verified country. Once it's on-chain, that proof can't be erased.
The virtuous cycle: a witness documents a problem, a linked poll measures public opinion, and an EgalFund project collects donations to solve it. Witness feeds poll, poll feeds fund, fund feeds action. Your testimony is the first step.
Only the fingerprint above is written on-chain. Attaching a CID lets others fetch the actual file: pin it anywhere you like (your own IPFS node, a pinning service, Arweave) and paste the CID it gives you. Or let the app pin it for you — set a key in Settings → Evidence storage.
Tip: after submitting, host your document on a censorship-resistant platform (like IPFS, Arweave, or a mirror network) and share the link. The SHA-256 hash on-chain will prove your document is authentic and was published at this exact block — even if the original is taken down later.
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Propose a project. The world contributes in ES. Quadratic funding amplifies projects with the most unique supporters — not the most money. 100 people giving 1 ES each get more matching than 1 person giving 100 ES. The matching pool grows with every block mined (5% of block reward). Projects must be linked to a validated organization (50 citizens from 5+ countries). Anti-Sybil by design: one passport, one contribution weight. What the common pool lifts is decided by how many of you stand behind a project, counted in people, not in euros — your small contribution moves it as much as a fortune's.
100 people each give 1 ES = total contribution 100 ES → matching pool adds ~10 000 ES on top
1 wealthy person gives 100 ES alone = total contribution 100 ES → matching pool adds only ~100 ES
Same money raised, but the matching pool rewards breadth (many supporters) over depth (one whale). Combined with verified Identity (1 passport = 1 vote), nobody can fake support with multiple accounts. Formula: matching = (Σ√contribution)² minus total contributions.
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Register a new organization
LEI is a global identifier issued by GLEIF (Global Legal Entity Identifier Foundation). 20-char alphanumeric. Verify your LEI at search.gleif.org. Only required for incorporated entities subject to MAS / institutional audit.
On testnet, your organization is validated instantly. On mainnet, 50 verified citizens from at least 5 countries must endorse it. Create a poll to let the community evaluate your organization.
These organizations are shown as examples of entities with proven integrity. They are not registered on EgalChain — this is for illustration only.
No completed projects yet.
A rate that no longer fits the moment, a pool too small for the people leaning on it — these are not decrees you wait out. They are settings the people who run the network file and re-file to fit the conditions they actually live in. Any miner can put a change on the table, not only vote on one. And on the four economic foundations, the largest farm counts no more than the smallest miner: one miner, one voice, no weighting. That is what decentralization means here, before anything else.
- 30% of miners must vote (quorum)
- >50% must vote YES with quadratic weight (√shares — no single whale dominates: 100 shares = weight 10, 10 000 shares = weight 100)
- Acquirer multisig confirms (any 2 of 3 keyholders)
- 3-day timelock before activation
EGL→ES rate, reserve ratio (Bretton Woods 333%), finder share, community share.
- 50% quorum, >75% supermajority
- 1-miner-1-vote (NO quadratic weight — every voice equal regardless of mining power)
- All 3 acquirer keyholders must unanimously approve (3-of-3)
- 30-day timelock during which any single acquirer can emergency-veto
The 3 acquirer keys are pre-defined keyholders distributed across jurisdictions for legal independence and operational redundancy. They never act unilaterally — they co-sign, or one of them vetoes.
This dual structure protects EgalChain from itself: even if everyday governance is captured, the 4 economic foundations cannot be changed without overwhelming community consent AND unanimous acquirer approval — and on those four, the largest miner counts for exactly one voice. That is the floor no fortune can buy out from under the network.
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Delegate your governance voting power to another miner you trust to be more informed. You keep your stake, but votes are cast on your behalf. You can revoke at any time. Depth-1 (no chains), no self-delegation, no cycles (A->B->A rejected).
| Nom | Valeur | Effective |
|---|
4 fundamental parameters that define EgalChain's economic identity are protected by constitutional rules. Changing them requires 75% supermajority, 50% quorum, ALL 3 acquirer keys, and a 30-day timelock. These are the rules that protect the protocol from itself.
| Parameter | Current Value | Min | Max |
|---|
Propose a constitutional change
Constitutional proposals require 100+ historical mining shares to propose, can only modify the 4 protected parameters within their min/max bounds, and need 75% supermajority + 50% quorum + ALL 3 acquirer keys + 30-day timelock to activate. Only ONE constitutional proposal can be active at a time.
Chaque action de gouvernance (propositions, votes, approbations multisig, delegations, rotations de cles, changements de taux, operations constitutionnelles, audits entity) est journalisee sur la blockchain. Aucune action administrative ne peut etre cachee. Tout est verifiable par tout le monde, pour toujours.
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Staking ES means you lock your tokens to back the safety net of the credit system. In exchange, you earn passive income from three sources:
- (collected from loan interest)
- Guarantee fund overflow (when the safety net is over-funded, the surplus is distributed to stakers — EMA-smoothed to avoid spikes)
- 50% of transfer fees (other people sending ES pay you)
Why staking and borrowing don't combine: the loan interest floor (6%) is always above the staking yield + 0.1% spread. Borrowing to stake is a guaranteed loss. This anti-carry-trade rule keeps the credit system self-sustaining and prevents financial speculation.
30-day unstake cooldown: when you unstake, your ES are released after a cooldown period. Your ES keeps earning yield during cooldown — you don't lose anything by waiting. This protects the guarantee fund against panic-driven mass withdrawals.
Stake 50 000+ ES to unlock a governance vote on staking-related proposals.
EgalChain is a cooperative of individual miners. Reality: some institutions (companies, states, funds) will deploy hundreds or thousands of machines. Instead of ignoring or banning them, the protocol offers a rational carrot: declare officially, accept 55% yield per machine (the other 45% is redistributed to individual miners), and in exchange receive 10× credit access, extended score 0-35, 60-day loans, consolidated borrowing base, and wholesale dynamic rates. Fragmentation via Sybil remains possible but economically suboptimal if you use credit. → Read the full comparison
If a master has invited you, paste the invitation link they sent (or the master public key and nonce manually). Accepting binds your public key as a machine under that master — you will no longer vote individually and your yield becomes 55% (the rest boosts retail). You can only be linked to one master at a time.
The protocol never forbids fragmentation. It just makes declaration rationally superior for anyone who uses credit. Here is why:
| Advantage | Individual miner | Declared entity | Sybil (undeclared) |
|---|---|---|---|
| Mining yield (per machine) | 100% | 55% | 100% (if undetected) |
| Max credit score | 20 | 35 | 20 |
| Borrow multiplier (max) | 5.0× | 10.0× | 5.0× |
| Min interest rate | 0% (score 20) | ~2% (score 35) | 0% (score 20) |
| Loan duration | 30 days | 60 days | 30 days |
| Borrowing base | Personal ES | Consolidated (all machines) | Personal per fragment |
| Dynamic rate sensitivity | ×1 | ×0.5 (wholesale) | ×1 |
| Governance vote | 1 per miner | 1 per entity (master) | 1 per fragment |
| Legal risk | None | None (compliant) | High (fraud if discovered) |
Numeric example: an institution with 1000 machines on a 10000-retail network gains +74% in yield by fragmenting Sybil. But it loses 50% of its credit capacity, must manage 1000 wallets instead of 1, and faces legal risk. For any institution that uses credit, declared entity status is economically superior.
The protocol cannot cryptographically prove that a set of public keys belongs to the same physical entity. An institution could fragment its machines into independent identities to avoid the 55% yield discount. The countermeasures are: (1) quarterly audits by the acquirer, (2) legal clauses signed at registration, (3) a strictly better credit path for declared entities, (4) heuristic detection (IP clustering, share timing, registration patterns), and (5) a planned post-launch "whistleblowing reward" where any miner who reports an undeclared entity receives a share of the unpaid surplus if the report is confirmed. EgalChain documents this openly rather than pretending it doesn't exist.
- Whistleblowing reward: a governance setting that lets any miner report an undeclared entity on-chain and receive a share of the recovered surplus if the report is upheld.
- Guaranteed service level: declared-entity machines get block-propagation priority — a soft incentive that rewards compliance without affecting consensus.
- On-chain proof of entity links: cryptographic transparency so light wallets can verify "miner X is linked to master Y" without having to trust any single server.
- Sliding 12-month window for suspensions: today a suspension counter resets only on a passing audit; a rolling record of failures will enforce the intended "3 failures in 12 months" rule.
- Optional verified identity on machines: today only masters need a verified identity; extending it to machines would strengthen institutional credibility, at the cost of pseudonymous employee setups. A product decision is pending.
- Acquirer dashboard: a dedicated tool for the 2-of-3 keyholders to submit audit proofs, approve entity registrations, and manage suspensions.
1.7 billion adults have a phone and a passport but no bank account. EgalCredit P2P lets them borrow without a bank or a credit score: six verified miners fund the request directly from their mining rewards.
Two types: Donations (gifts from the community) and Loans (with a transparent repayment plan, 1-24 months). Every transaction is visible on-chain. Repayment goes directly to sponsors (1/6 each). If 3 of 6 sponsors vote to cut funding, the credit is stopped and remaining funds returned. Your P2P score (0-30) builds your reputation over time.
Default penalty: if your P2P credit is cut by sponsors (3/6 vote), your P2P score drops by 3 points and you cannot submit a new P2P request for 90 days. The penalty is real, and so is the reward: repaying in full advances your score and unlocks larger requests.
P2P Credit vs EgalFund — P2P Credit is for PERSONAL needs (a farmer who needs seeds, a student who needs tuition, a family facing an emergency). For COLLECTIVE humanitarian projects (schools, water pumps, medical aid programs), use EgalFund instead. → Go to EgalFund
Min 100 ES — Max 50,000 ES
Two licensed bridges representing different jurisdictions agree on a net amount, sign it cryptographically, and the protocol settles. Status reaches "final" after 6 block confirmations (~6 minutes); "irreversible" at 24+ confirmations (~24 minutes). Legacy correspondent banking typically takes days.
The fee scales with the imbalance: well-matched flows (A↔B roughly equal) pay almost nothing. It is designed to settle far faster and cheaper than legacy correspondent banking.
Bridges are vetted institutions (licensing checks, audited fiat reserves, optionally regulated for the institutional settlement unit). Their EGL collateral on-chain guarantees they can settle, and penalties apply if they default on attestations.
Side-by-side comparison of EgalChain's cooperative settlement against the legacy SWIFT + correspondent-bank model. The SWIFT-side figures are industry-typical ranges and vary by corridor and bank. SWIFT is referenced here as a technical baseline, not a partner.
| Criteria | EgalChain (this network) | SWIFT + correspondent banks |
|---|---|---|
| Settlement time | ~6 min final / ~24 min irreversible (6/24 block confirmations × 60s) | 2–5 business days (multi-hop correspondent banking) |
| Cost | 0.5% on NET imbalance (governance-set, can be 0 on perfectly balanced flows) | $20–50 + 1–3% in correspondent fees + FX spreads |
| Transparency | Fully on-chain: every batch, fee split, attestation hash anchored permanently | Closed network: MT103 messages visible only to participating banks |
| Finality | Cryptographic: irreversible after 24 confirmations, MST-provable to light wallets | Subject to recall within ~72h via correspondent revocation |
| Custody model | Non-custodial bridges + audited fiat reserves with slashable EGL collateral | Correspondent custody across multiple intermediaries, each holding funds in transit |
Each licensed bridge attests its fiat reserves periodically. Attestation document hashes are anchored on-chain, with the underlying audit document pinned via IPFS. Attestations expire after the governance-set window (default ~1 week / 10080 blocks) — expired bridges auto-suspend until they re-attest.
For ISU-mode settlement (institutional settlement units), bridges additionally rely on a regulated central bank custodian holding fiat 1:1, attested with audited documentation. The custodian operates under formal central bank oversight in a regulated jurisdiction; its public key is enrolled into the acquirer 2-of-3 multisig and rotates only via constitutional supermajority (75%, 30-day timelock).
Each cell shows the total settled volume between bridge row and bridge column (both directions netted). Intensity is proportional to log₁₀(volume). Click a cell for details.
The settlement fee is charged on the NET amount (|A→B − B→A|). The current rate is set by governance vote. Bridges with well-matched flows pay very little.
Transfer fee is 0.5%, automatically split between:
- 50% → Guarantee Fund (protects all borrowers against defaults)
- 50% → Staking pool (rewards stakers who lock ES to back the system)
Both halves return to the cooperative. Unlike a traditional bank wire, no intermediary takes a profit cut.
Type the 2 lines from the bottom of your passport. Your browser computes a one-way fingerprint locally — your name, photo, and birthdate never leave your device. Only that fingerprint and your 3-letter country code are recorded on the network. This is verify-then-forget, not zero-knowledge: the fingerprint and country are published; nothing else is.
Coming — native mobile app: a dedicated iOS + Android app will read your passport's NFC chip directly (ICAO 9303 standard), verify your country's digital signature on the chip (detects forged or tampered passports that manual entry cannot catch), and send only the fingerprint. Your secret key never leaves your device (non-custodial).
For now, manual entry is testnet-only. The launched network will require the mobile app so the chip's signature can be checked against forgery.
Chaque passeport verifie = un citoyen, une voix. Carte mondiale des identites verifiees sur EgalChain, par pays. Cache serveur: mise a jour toutes les ~100 blocks (~1h40 a 60s/block).
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1. You type the 2 lines of text from the bottom of your passport's photo page.
2. Your browser creates a one-way fingerprint — your passport data never leaves your device.
3. Only the fingerprint and your 3-letter country code are sent to the network.
4. The network records your proof. One passport = one person = one vote.
5. Your credit score unlocks beyond 3/20. You can now vote, witness, and fund.
Submit a signed attestation that the person whose public key you enter below is a real, distinct human.
If you discover that a community-attested identity is fraudulent (the same person under multiple identities, fake witnesses, a coordinated fake-identity ring), you can file a denunciation. The identity is flagged for review pending revocation. A false denunciation slashes your own attestation deposit.
Every block in the blockchain contains a mathematical fingerprint (SHA-256 hash) that certifies the state of all accounts on the network. This fingerprint is computed from 10 verification trees:
Proves your mining rewards exist and are correctly calculated
Proves EGL locked in reserve backs every ES in circulation (333% coverage)
Proves every active loan is accounted for — no hidden or phantom debt
Proves the safety fund that protects against loan defaults is real
Proves every World Poll vote is recorded — no fake votes, no manipulation
Proves every citizen testimony is timestamped and permanent — no one can erase it
Proves the matching pool for citizen funding is exactly what it claims to be
Proves every licensed bridge's EGL collateral is locked as declared — cross-border settlements are backed
Proves the 4 protected protocol parameters and active proposals cannot be forged by the daemon
Proves every entity master, its declared hashrate, its linked machines and its pending link invitations. Reserves room for future sub-network governance.
Click "Fetch proof" and the network sends you a mathematical path proving your balance is included in the tree. Verification recomputes the hash locally (SHA-256 in your browser) and compares it to the one in the block. If they match: your balance is guaranteed by every node in the network.
When you attach a file to a testimony or a credit request, only its one-way fingerprint is written on-chain — that permanent record proves the file existed and can't be erased. The file itself lives on decentralized storage, and stays available as long as someone keeps it pinned. You hold the key to that storage, so the cost and the control are yours.
Two ways to attach a file: let the app pin it for you with your own storage key, or pin it yourself anywhere and paste the resulting content ID (CID). Pasting a CID works with any IPFS-compatible storage — your own node, or another pinning service — and asks the app for no key at all.
No key ships with the app — uploads use the key you provide, on your own account. Get one free at pinata.cloud. Your key is stored only in this browser, never sent anywhere but Pinata.
A content ID (CID) is the same on every IPFS gateway, so this only changes which one your browser asks when you click "View" or "Fetch & verify". If a gateway is slow or down, point this at another — e.g. https://ipfs.io/ipfs/, https://dweb.link/ipfs/, https://w3s.link/ipfs/, or your own node. Must end in /ipfs/. Nothing is ever lost if a gateway fails — the proof is the on-chain fingerprint, and the file is fetchable from any node that has the CID.
Your private spend key is currently stored in plain text in your browser's localStorage.
Anyone with access to this device (or a malicious browser extension) can read it. Encrypt it with a password
you choose — it will be unlocked once per session.
If you forget the password, you must re-import your wallet from the 25-word seed.
The encrypted key cannot be recovered without the password.
Clear local data and return to the connection screen.